Intermediary

Fixed Rate Mortgages

Find details below of all fixed rate products

All products available from 11 July 2019

Note: Fixed Rates can be withdrawn at anytime

We have a range of 2 year, 3 year, 4 year, 5 year and 7 year fixed - details of full product range available on product sheet

2 Year Fixed Products

Product Rate APRC Max LTV End date Breaking cost
2 Year Fixed  ***          2.30%   4.0%  60%  30/09/2021   Lower of 6 months gross interest or Breaking cost breakage formula if redeemed in full or part before end of fixed term
2 Year Fixed  *** 2.30% 4.0% 80% 30/09/2021 Lower of 6 months gross interest or Breaking cost breakage formula if redeemed in full or part before end of fixed term
2 Year Fixed  *** 2.30% 4.0% 90% 30/09/2021 Lower of 6 months gross interest or Breaking cost breakage formula if redeemed in full or part before end of fixed term

*** 2 Year- Available only where customer borrowing no more than maximum lending under CBI macro prudential rules

3 Year Fixed Products

Product Rate APRC Max LTV End date Breaking cost
Loyalty 3 Year Fixed * 2.80% 3.9% 60% 30/09/2022  Lower of 6 months gross interest or Breaking cost breakage formula if redeemed in full or part before end of fixed term
Loyalty 3 Year Fixed * 2.85% 4.0% 80% 30/09/2022 Lower of 6 months gross interest or Breaking cost breakage formula if redeemed in full or part before end of fixed term
Loyalty 3 Year Fixed * 2.90% 4.0% 90% 30/09/2022 Lower of 6 months gross interest or Breaking cost breakage formula if redeemed in full or part before end of fixed term
3 Year Fixed                2.90% 4.0% 60% 30/09/2022 Lower of 6 months gross interest or Breaking cost breakage formula if redeemed in full or part before end of fixed term
3 Year Fixed 2.95% 4.0% 80% 30/09/2022 Lower of 6 months gross interest or Breaking cost breakage formula if redeemed in full or part before end of fixed term
3 Year Fixed 2.99% 4.0% 90% 30/09/2022 Lower of 6 months gross interest or Breaking cost breakage formula if redeemed in full or part before end of fixed term

 * Loyalty - available to Ulster Bank current account customers with salary mandated to Ulster Bank current account.

4 Year Fixed Products

Product Rate APRC Max LTV End date Breaking cost
 4 Year Fixed   ***          2.60% 3.7%   60% 30/09/2023 Lower of 6 months gross interest or Breaking cost breakage formula if redeemed in full or part before end of fixed term
  4 Year Fixed  *** 2.60% 3.7%   80% 30/09/2023 Lower of 6 months gross interest or Breaking cost breakage formula if redeemed in full or part before end of fixed term
  4 Year Fixed  *** 2.60% 3.7%   90% 30/09/2023 Lower of 6 months gross interest or Breaking cost breakage formula if redeemed in full or part before end of fixed term

*** 4 Year- Available only where customer borrowing no more than maximum lending under CBI macro prudential rules

5 Year Fixed Products

Product Rate APRC Max LTV End date Breaking cost
Loyalty 5 Year Fixed *        2.80% 3.7% 60% 30/09/2024  Lower of 6 months gross interest or Breaking cost breakage formula if redeemed in full or part before end of fixed term
Loyalty 5 Year Fixed * 2.85% 3.7% 80% 30/09/2024 Lower of 6 months gross interest or Breaking cost breakage formula if redeemed in full or part before end of fixed term
Loyalty 5 Year Fixed * 2.90% 3.7% 90% 30/09/2024 Lower of 6 months gross interest or Breaking cost breakage formula if redeemed in full or part before end of fixed term
5 Year Fixed                2.90% 3.7% 60% 30/09/2024  Lower of 6 months gross interest or Breaking cost breakage formula if redeemed in full or part before end of fixed term
5 Year Fixed 2.95% 3.7% 80% 30/09/2024 Lower of 6 months gross interest or Breaking cost breakage formula if redeemed in full or part before end of fixed term
5 Year Fixed 2.99% 3.8% 90% 30/09/2024 Lower of 6 months gross interest or Breaking cost breakage formula if redeemed in full or part before end of fixed term
High Value 5 Year Fixed ** 2.50% 3.5% 60% 30/09/2024 Lower of 6 months gross interest or Breaking cost breakage formula if redeemed in full or part before end of fixed term
High Value 5 Year Fixed ** 2.50% 3.5% 80% 30/09/2024 Lower of 6 months gross interest or Breaking cost breakage formula if redeemed in full or part before end of fixed term

    * Loyalty - available to Ulster Bank current account customers with salary mandated to Ulster Bank current account.

    ** High Value - Minimum Loan Amount €500,000

7 Year Fixed Products

Product Rate APRC Max LTV End date Breaking cost
7 Year Fixed                 2.99%   3.6% 60% 30/09/2026 Lower of 6 months gross interest or Breaking cost breakage formula if redeemed in full or part before end of fixed term
7 Year Fixed   2.99%   3.6% 80% 30/09/2026 Lower of 6 months gross interest or Breaking cost breakage formula if redeemed in full or part before end of fixed term
7 Year Fixed   3.29%   3.8% 90% 30/09/2026 Lower of 6 months gross interest or Breaking cost breakage formula if redeemed in full or part before end of fixed term

Buy To Let

Product Rate APRC Max LTV End date Breaking cost
BTL 2 Year Fixed          4.50% 4.6% 60%* 30/09/2021 Lower of 6 months gross interest or Breaking cost breakage formula if redeemed in full or part before end of fixed term
BTL 2 Year Fixed 4.95% 4.7% 70%* 30/09/2021 Lower of 6 months gross interest or Breaking cost breakage formula if redeemed in full or part before end of fixed term
BTL 5 Year Fixed 4.95% 4.9% 60%* 30/09/2024 Lower of 6 months gross interest or Breaking cost breakage formula if redeemed in full or part before end of fixed term
BTL 5 Year Fixed 5.40% 5.1% 70%* 30/09/2024 Lower of 6 months gross interest or Breaking cost breakage formula if redeemed in full or part before end of fixed term

* Buy To Let products: 70% LTV is only permitted if the property being purchased is in the cities of Dublin, Cork, Galway or Limerick. Otherwise max LTV permitted is 50%