Intermediary

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Fixed Rate Mortgages

Find details below of all fixed rate products

All products available from 27 May 2022

Note: Fixed Rates can be withdrawn at anytime

We have a range of 2 year, 4 year, 5 year, 7 year and 10 year fixed - details of full product range available on product sheet

2 Year Fixed Products

Product Rate APRC Max LTV End date Breaking cost
2 Year Fixed * 2.20% 3.3% 60% 30/09/2024 Lower of 6 months gross interest or Breaking cost breakage formula if redeemed in full or part before end of fixed term
2 Year Fixed * 2.25% 3.5% 80% 30/09/2024 Lower of 6 months gross interest or Breaking cost breakage formula if redeemed in full or part before end of fixed term
2 Year Fixed * 2.40% 3.7% 90% 30/09/2024 Lower of 6 months gross interest or Breaking cost breakage formula if redeemed in full or part before end of fixed term

*    Maximum Loan to Income that the Bank will allow based on affordability assessment.

4 Year Fixed Products

Product Rate APRC Max LTV End date Breaking cost
  4 Year Fixed * 2.35% 3.1%   60% 30/09/2026 Lower of 6 months gross interest or Breaking cost breakage formula if redeemed in full or part before end of fixed term
  4 Year Fixed * 2.45% 3.3%   80% 30/09/2026 Lower of 6 months gross interest or Breaking cost breakage formula if redeemed in full or part before end of fixed term
  4 Year Fixed  * 2.55% 3.5%   90% 30/09/2026 Lower of 6 months gross interest or Breaking cost breakage formula if redeemed in full or part before end of fixed term

*   Maximum Loan to Income that the Bank will allow based on affordability assessment.

Green 4 Year Fixed Products- available for BER rating of B2 or higher - evidence required

Product Rate APRC Max LTV End date Breaking cost
4 Year Fixed * 2.25%3.1% 60%30/09/2026 Lower of 6 months gross interest or Breaking cost breakage formula if redeemed in full or part before end of fixed term
4 Year Fixed * 2.35%3.3% 80% 30/09/2026 Lower of 6 months gross interest or Breaking cost breakage formula if redeemed in full or part before end of fixed term
4 Year Fixed * 2.45% 3.4% 90% 30/09/2026  Lower of 6 months gross interest or Breaking cost breakage formula if redeemed in full or part before end of fixed term

 * Maximum Loan to Income that the Bank will allow based on affordability assessment.

5 Year Fixed Products

Product Rate APRC Max LTV End date Breaking cost
5 Year Fixed * 2.35% 3.0% 60% 30/09/2027 Lower of 6 months gross interest or Breaking cost breakage formula if redeemed in full or part before end of fixed term
5 Year Fixed * 2.45% 3.2% 80% 30/09/2027 Lower of 6 months gross interest or Breaking cost breakage formula if redeemed in full or part before end of fixed term

5 Year Fixed *

2.55% 3.4% 90% 30/09/2027 Lower of 6 months gross interest or Breaking cost breakage formula if redeemed in full or part before end of fixed term
High Value 5 Year Fixed ** 2.20% 3.0% 60% 30/09/2027 Lower of 6 months gross interest or Breaking cost breakage formula if redeemed in full or part before end of fixed term
High Value 5 Year Fixed ** 2.20% 3.1% 80% 30/09/2027 Lower of 6 months gross interest or Breaking cost breakage formula if redeemed in full or part before end of fixed term

    *  Maximum Loan to Income that the Bank will allow based on affordability assessment.

   ** High Value - Minimum Loan Amount €250,000

7 Year Fixed Products

Product Rate APRC Max LTV End date Breaking cost
7 Year Fixed *   2.80%   3.2% 60% 30/09/2029 Lower of 6 months gross interest or Breaking cost breakage formula if redeemed in full or part before end of fixed term
7 Year Fixed *   2.95%   3.3% 80% 30/09/2029 Lower of 6 months gross interest or Breaking cost breakage formula if redeemed in full or part before end of fixed term
7 Year Fixed *   3.15%   3.5% 90% 30/09/2029 Lower of 6 months gross interest or Breaking cost breakage formula if redeemed in full or part before end of fixed term

*   Maximum Loan to Income that the Bank will allow based on affordability assessment

10 Year Fixed Products

Product Rate APRC Max LTV End date Breaking cost
10 Year Fixed * 2.80% 3.0%60% 30/09/2032Lower of 6 months gross interest or Breaking cost breakage formula if redeemed in full or part before end of fixed term
10 Year Fixed * 2.95% 3.2%80% 30/09/2032Lower of 6 months gross interest or Breaking cost breakage formula if redeemed in full or part before end of fixed term
10 Year Fixed * 3.15% 3.4% 90% 30/09/2032  Lower of 6 months gross interest or Breaking cost breakage formula if redeemed in full or part before end of fixed term

 * Maximum Loan to Income that the Bank will allow based on affordability assessment

Buy To Let

Product Rate APRC Max LTV End date Breaking cost
BTL 2 Year Fixed 4.50% 4.6% 60%* 30/09/2024 Lower of 6 months gross interest or Breaking cost breakage formula if redeemed in full or part before end of fixed term
BTL 2 Year Fixed 4.95% 4.7% 70%* 30/09/2024 Lower of 6 months gross interest or Breaking cost breakage formula if redeemed in full or part before end of fixed term
BTL 5 Year Fixed 4.95% 4.9% 60%* 30/09/2027 Lower of 6 months gross interest or Breaking cost breakage formula if redeemed in full or part before end of fixed term
BTL 5 Year Fixed 5.40% 5.1% 70%* 30/09/2027 Lower of 6 months gross interest or Breaking cost breakage formula if redeemed in full or part before end of fixed term

* Buy To Let products: 70% LTV is only permitted if the property being purchased is in the cities of Dublin, Cork, Galway or Limerick. Otherwise max LTV permitted is 50%