Intermediary

Fixed Rate Mortgages

Find details below of all fixed rate products

All products available from 11 September 2019

Note: Fixed Rates can be withdrawn at anytime

We have a range of 2 year, 4 year, 5 year and 7 year fixed - details of full product range available on product sheet

2 Year Fixed Products

Product Rate APRC Max LTV End date Breaking cost
2 Year Fixed  **        2.30%   4.0%  60%  31/12/2021   Lower of 6 months gross interest or Breaking cost breakage formula if redeemed in full or part before end of fixed term
2 Year Fixed  ** 2.30% 4.0% 80% 31/12/2021 Lower of 6 months gross interest or Breaking cost breakage formula if redeemed in full or part before end of fixed term
2 Year Fixed  *** 2.30% 4.0% 90% 31/12/2021 Lower of 6 months gross interest or Breaking cost breakage formula if redeemed in full or part before end of fixed term
2 Year Fixed   * 2.45% 4.0% 90% 31/12/2021 Lower of 6 months gross interest or Breaking cost breakage formula if redeemed in full or part before end of fixed term

***  First Time Buyer Only - Available only where customer within CBI maximum lending rules. Loan to Income up to 3.5 times.

**   Available only where customer within CBI maximum lending rules. Loan to Income up to 3.5 times.

*    Maximum Loan to Income that the Bank will allow based on affordability assessment.

4 Year Fixed Products

Product Rate APRC Max LTV End date Breaking cost
   4 Year Fixed  **          2.60% 3.7%   60% 31/12/2023 Lower of 6 months gross interest or Breaking cost breakage formula if redeemed in full or part before end of fixed term
  4 Year Fixed   ** 2.60% 3.7%   80% 31/12/2023 Lower of 6 months gross interest or Breaking cost breakage formula if redeemed in full or part before end of fixed term
  4 Year Fixed  *** 2.60% 3.7%   90% 31/12/2023 Lower of 6 months gross interest or Breaking cost breakage formula if redeemed in full or part before end of fixed term
  4 Year Fixed  * 2.75% 3.8%   90% 31/12/2023 Lower of 6 months gross interest or Breaking cost breakage formula if redeemed in full or part before end of fixed term

*** First Time Buyer Only - Available only where customer within CBI maximum lending rules. Loan to Income up to 3.5 times.

**  Available only where customer within CBI maximum lending rules. Loan to Income up to 3.5 times.

*   Maximum Loan to Income that the Bank will allow based on affordability assessment.

5 Year Fixed Products

Product Rate APRC Max LTV End date Breaking cost
5 Year Fixed   **          2.60% 3.6% 60% 31/12/2024  Lower of 6 months gross interest or Breaking cost breakage formula if redeemed in full or part before end of fixed term
5 Year Fixed   ** 2.60% 3.6% 80% 31/12/2024 Lower of 6 months gross interest or Breaking cost breakage formula if redeemed in full or part before end of fixed term
5 Year Fixed   *** 2.60% 3.6% 90% 31/12/2024 Lower of 6 months gross interest or Breaking cost breakage formula if redeemed in full or part before end of fixed term
5 Year Fixed    * 2.75% 3.7% 90% 31/12/2024 Lower of 6 months gross interest or Breaking cost breakage formula if redeemed in full or part before end of fixed term
High Value 5 Year Fixed # 2.50% 3.5% 60% 31/12/2024 Lower of 6 months gross interest or Breaking cost breakage formula if redeemed in full or part before end of fixed term
High Value 5 Year Fixed # 2.50% 3.5% 80% 31/12/2024 Lower of 6 months gross interest or Breaking cost breakage formula if redeemed in full or part before end of fixed term

 *** First Time Buyer Only - Available only where customer within CBI maximum lending rules. Loan to Income up to 3.5 times.

  **  Available only where customer within CBI maximum lending rules. Loan to Income up to 3.5 times.

   *  Maximum Loan to Income that the Bank will allow based on affordability assessment.

    # High Value - Minimum Loan Amount €300,000

7 Year Fixed Products

Product Rate APRC Max LTV End date Breaking cost
7 Year Fixed    **             2.99%   3.6% 60% 31/12/2026 Lower of 6 months gross interest or Breaking cost breakage formula if redeemed in full or part before end of fixed term
7 Year Fixed    **   2.99%   3.6% 80% 31/12/2026 Lower of 6 months gross interest or Breaking cost breakage formula if redeemed in full or part before end of fixed term
7 Year Fixed    ***   2.99%   3.6% 90% 31/12/2026 Lower of 6 months gross interest or Breaking cost breakage formula if redeemed in full or part before end of fixed term
7 Year Fixed    * 3.14% 3.7% 90% 31/12/2026 Lower of 6 months gross interest or Breaking cost breakage formula if redeemed in full or part before end of fixed term

*** First Time Buyer Only - Available only where customer within CBI maximum lending rules. Loan to Income up to 3.5 times.

**  Available only where customer within CBI maximum lending rules. Loan to Income up to 3.5 times.

*   Maximum Loan to Income that the Bank will allow based on affordability assessment

Buy To Let

Product Rate APRC Max LTV End date Breaking cost
BTL 2 Year Fixed 4.50% 4.6% 60%* 31/12/2021 Lower of 6 months gross interest or Breaking cost breakage formula if redeemed in full or part before end of fixed term
BTL 2 Year Fixed 4.95% 4.7% 70%* 31/12/2021 Lower of 6 months gross interest or Breaking cost breakage formula if redeemed in full or part before end of fixed term
BTL 5 Year Fixed 4.95% 4.9% 60%* 31/12/2024 Lower of 6 months gross interest or Breaking cost breakage formula if redeemed in full or part before end of fixed term
BTL 5 Year Fixed 5.40% 5.1% 70%* 31/12/2024 Lower of 6 months gross interest or Breaking cost breakage formula if redeemed in full or part before end of fixed term

* Buy To Let products: 70% LTV is only permitted if the property being purchased is in the cities of Dublin, Cork, Galway or Limerick. Otherwise max LTV permitted is 50%