All products available from 25 July 2017
Note: Fixed Rates can be withdrawn at anytime
We have a range of 3 year fixed, 4 year fixed, 5 year fixed and 7 year fixed - details of full product range available on product sheet
3 Year Fixed Products
| Product | Rate | APRC | Max LTV | End Date |
Breaking Cost |
|
|---|---|---|---|---|---|---|
| 3 Year Fixed | 3.25% | 4.1% | 60% | 31/03/2021 | Lower of 6 months gross interest or Breaking cost breakage formula if redeemed in full or part before end of fixed term | |
| 3 Year Fixed | 3.35% | 4.1% | 80% | 31/03/2021 | Lower of 6 months gross interest or Breaking cost breakage formula if redeemed in full or part before end of fixed term | |
| 3 Year Fixed | 3.65% | 4.2% | 90% | 31/03/2021 | Lower of 6 months gross interest or Breaking cost breakage formula if redeemed in full or part before end of fixed term | |
| 3 Year Fixed - Loyalty* | 3.10% | 4.0% | 60% | 31/03/2021 | Lower of 6 months gross interest or Breaking cost breakage formula if redeemed in full or part before end of fixed term | |
| 3 Year Fixed - Loyalty* | 3.19% | 4.1% | 80% | 31/03/2021 | Lower of 6 months gross interest or Breaking cost breakage formula if redeemed in full or part before end of fixed term | |
| 3 Year Fixed - Loyalty* | 3.40% | 4.1% | 90% | 31/03/2021 | Lower of 6 months gross interest or Breaking cost breakage formula if redeemed in full or part before end of fixed term | |
| 3 Year Fixed - Loyalty Plus** | 2.90% | 4.0% | 60% | 31/03/2021 | Lower of 6 months gross interest or Breaking cost breakage formula if redeemed in full or part before end of fixed term | |
| 3 Year Fixed - Loyalty Plus** | 2.99% | 4.0% | 80% | 31/03/2021 | Lower of 6 months gross interest or Breaking cost breakage formula if redeemed in full or part before end of fixed term | |
| 3 Year Fixed - Loyalty Plus** |
3.20% | 4.1% | 90% | 31/03/2021 | Lower of 6 months gross interest or Breaking cost breakage formula if redeemed in full or part before end of fixed term |
*Loyalty - available to Ulster Bank current account customers with salary mandated to Ulster Bank current account.
**Loyalty Plus - available to Ulster Bank current account customers who are borrowing €200,000 with salary mandated to Ulster Bank current account.
4 Year Fixed Products
| Product | Rate | APRC | Info | Max LTV | End date | Breaking cost |
|---|---|---|---|---|---|---|
| 4 Year Fixed* | 2.60% | 3.70% | N/a | 80% | 31/03/2022 | Lower of 6 months gross interest or Breaking cost breakage formula if redeemed in full or part before end of fixed term |
*4 Year Fixed - available to customers borrowing €300,000 or more where the LTV is 80% or less and Loan to Income as assessed for the application is no more than 3.5 times.
5 Year Fixed Products
| Product | Rate | APRC | Info |
Max LTV | End date | Breaking cost |
|---|---|---|---|---|---|---|
| 5 Year Fixed | 3.35% | 4.0% | N/a |
60% | 31/03/2023 | Lower of 6 months gross interest or Breaking cost breakage formula if redeemed in full or part before end of fixed term |
| 5 Year Fixed | 3.40% | 4.0% | N/a |
80% | 31/03/2023 | Lower of 6 months gross interest or Breaking cost breakage formula if redeemed in full or part before end of fixed term |
| 5 Year Fixed | 3.75% | 4.2% | N/a |
90% | 31/03/2023 | Lower of 6 months gross interest or Breaking cost breakage formula if redeemed in full or part before end of fixed term |
| 5 Year Fixed - Loyalty* | 3.19% | 3.9% | N/a |
60% |
31/03/2023 | Lower of 6 months gross interest or Breaking cost breakage formula if redeemed in full or part before end of fixed term |
| 5 Year Fixed - Loyalty* | 3.30% | 3.9% | N/a |
80% |
31/03/2023 | Lower of 6 months gross interest or Breaking cost breakage formula if redeemed in full or part before end of fixed term |
| 5 Year Fixed - Loyalty* | 3.60% | 4.1% | N/a |
90% | 31/03/2023 | Lower of 6 months gross interest or Breaking cost breakage formula if redeemed in full or part before end of fixed term |
| 5 Year Fixed - Loyalty Plus** | 2.99% | 3.8% | N/a |
60% | 31/03/2023 | Lower of 6 months gross interest or Breaking cost breakage formula if redeemed in full or part before end of fixed term |
| 5 Year Fixed - Loyalty Plus** | 3.10% | 3.8% | N/a |
80% | 31/03/2023 | Lower of 6 months gross interest or Breaking cost breakage formula if redeemed in full or part before end of fixed term |
| 5 Year Fixed - Loyalty Plus** | 3.50% | 4.0% | N/a |
90% | 31/03/2023 | Lower of 6 months gross interest or Breaking cost breakage formula if redeemed in full or part before end of fixed term |
*Loyalty - available to Ulster Bank current account customers with salary mandated to Ulster Bank current account.
**Loyalty Plus - available to Ulster Bank current account customers who are borrowing €200,000 with salary mandated to Ulster Bank current account.
7 Year Fixed Products
| Product | Rate | APRC | Info | Max LTV | End date | Breaking cost |
|---|---|---|---|---|---|---|
| 7 Year Fixed | 3.60% | 4.0% | N/a | 60% | 31/03/2025 | Lower of 6 months gross interest or Breaking cost breakage formula if redeemed in full or part before end of fixed term |
| 7 Year Fixed | 3.70% | 4.0% | N/a | 80% | 31/03/2025 | Lower of 6 months gross interest or Breaking cost breakage formula if redeemed in full or part before end of fixed term |
| 7 Year Fixed | 3.99% | 4.2% | N/a | 90% | 31/03/2025 | Lower of 6 months gross interest or Breaking cost breakage formula if redeemed in full or part before end of fixed term |
Buy To Let
| Product | Rate | APRC | Info | Max LTV | End date | Breaking cost |
|---|---|---|---|---|---|---|
| BTL 2 Year Fixed | 4.50% | 4.6% | N/a | 60%* | 31/03/2020 | Lower of 6 months gross interest or Breaking cost breakage formula if redeemed in full or part before end of fixed term |
| BTL 2 Year Fixed | 4.95% | 4.7% | N/a | 70%* | 31/03/2020 | Lower of 6 months gross interest or Breaking cost breakage formula if redeemed in full or part before end of fixed term |
| BTL 5 Year Fixed | 4.95% | 4.9% | N/a | 60%* | 31/03/2023 | Lower of 6 months gross interest or Breaking cost breakage formula if redeemed in full or part before end of fixed term |
| BTL 5 Year Fixed | 5.4% | 5.1% | N/a | 70%* | 31/03/2023 | Lower of 6 months gross interest or Breaking cost breakage formula if redeemed in full or part before end of fixed term |
* Buy To Let products: 70% LTV is only permitted if the property being purchased is in the cities of Dublin, Cork, Galway or Limerick. Otherwise max LTV permitted is 50%