Intermediary

Fixed Rate Mortgages

Find details below of all fixed rate products

All products available from 22 March 2018

Note: Fixed Rates can be withdrawn at anytime

We have a range of 3 year, 4 year, 5 year and 7 year fixed - details of full product range available on product sheet

3 Year Fixed Products

Product Rate APRC Max LTV
End Date
Breaking Cost
3 Year Fixed Loyalty * 2.80% 3.9% 60% 30/09/2021 Lower of 6 months gross interest or Breaking cost breakage formula if redeemed in full or part before end of fixed term
3 Year Fixed Loyalty * 2.85% 4.0% 80% 30/09/2021 Lower of 6 months gross interest or Breaking cost breakage formula if redeemed in full or part before end of fixed term
3 Year Fixed Loyalty * 2.90% 4.0% 90% 30/09/2021 Lower of 6 months gross interest or Breaking cost breakage formula if redeemed in full or part before end of fixed term
3 Year Fixed 2.90% 4.0% 60% 30/09/2021 Lower of 6 months gross interest or Breaking cost breakage formula if redeemed in full or part before end of fixed term
3 Year Fixed 2.95% 4.0% 80% 30/09/2021 Lower of 6 months gross interest or Breaking cost breakage formula if redeemed in full or part before end of fixed term
3 Year Fixed 2.99% 4.0% 90% 30/09/2021 Lower of 6 months gross interest or Breaking cost breakage formula if redeemed in full or part before end of fixed term

* Loyalty - available to Ulster Bank current account customers with salary mandated to Ulster Bank current account.

4 Year Fixed Products

Product Rate APRC Max LTV End date Breaking cost
4 Year Fixed 2.60% 3.7% 80% 30/09/2022 Lower of 6 months gross interest or Breaking cost breakage formula if redeemed in full or part before end of fixed term
4 Year Fixed 2.85% 3.8% 90% 30/09/2022 Lower of 6 months gross interest or Breaking cost breakage formula if redeemed in full or part before end of fixed term

5 Year Fixed Products

Product Rate APRC Max LTV End date Breaking cost
5 Year Fixed Loyalty* 2.80% 3.7% 60% 30/09/2023 Lower of 6 months gross interest or Breaking cost breakage formula if redeemed in full or part before end of fixed term
5 Year Fixed Loyalty* 2.85% 3.7% 80% 30/09/2023 Lower of 6 months gross interest or Breaking cost breakage formula if redeemed in full or part before end of fixed term
5 Year Fixed Loyalty* 2.90% 3.7% 90% 30/09/2023 Lower of 6 months gross interest or Breaking cost breakage formula if redeemed in full or part before end of fixed term
5 Year Fixed 2.90% 3.7% 60% 30/09/2023 Lower of 6 months gross interest or Breaking cost breakage formula if redeemed in full or part before end of fixed term
5 Year Fixed 2.95% 3.8% 80% 30/09/2023 Lower of 6 months gross interest or Breaking cost breakage formula if redeemed in full or part before end of fixed term
5 Year Fixed 2.99% 3.8% 90% 30/09/2023 Lower of 6 months gross interest or Breaking cost breakage formula if redeemed in full or part before end of fixed term
5 Year Fixed - High Value** 2.50% 3.5% 80% 30/09/2023 Lower of 6 months gross interest or Breaking cost breakage formula if redeemed in full or part before end of fixed term

* Loyalty - available to Ulster Bank current account customers with salary mandated to Ulster Bank current account.

** High Value - Minimum Loan Amount €500,000

7 Year Fixed Products

Product Rate APRC Max LTV End date Breaking cost
7 Year Fixed 3.29% 3.8% 60% 30/09/2025 Lower of 6 months gross interest or Breaking cost breakage formula if redeemed in full or part before end of fixed term
7 Year Fixed 3.39% 3.8% 80% 30/09/2025 Lower of 6 months gross interest or Breaking cost breakage formula if redeemed in full or part before end of fixed term
7 Year Fixed 3.49% 3.9% 90% 30/09/2025 Lower of 6 months gross interest or Breaking cost breakage formula if redeemed in full or part before end of fixed term

Buy To Let

Product Rate APRC Max LTV End date Breaking cost
BTL 2 Year Fixed 4.50% 4.6% 60%* 30/09/2020 Lower of 6 months gross interest or Breaking cost breakage formula if redeemed in full or part before end of fixed term
BTL 2 Year Fixed 4.95% 4.7% 70%* 30/09/2020 Lower of 6 months gross interest or Breaking cost breakage formula if redeemed in full or part before end of fixed term
BTL 5 Year Fixed 4.95% 4.9% 60%* 30/09/2023 Lower of 6 months gross interest or Breaking cost breakage formula if redeemed in full or part before end of fixed term
BTL 5 Year Fixed 5.4% 5.1% 70%* 30/09/2023 Lower of 6 months gross interest or Breaking cost breakage formula if redeemed in full or part before end of fixed term

* Buy To Let products: 70% LTV is only permitted if the property being purchased is in the cities of Dublin, Cork, Galway or Limerick. Otherwise max LTV permitted is 50%