Intermediary

Fixed Rate Mortgages

Find details below of all fixed rate products

All products available from 6 March 2020

Note: Fixed Rates can be withdrawn at anytime

We have a range of 2 year, 4 year, 5 year, 7 year and 10 year fixed - details of full product range available on product sheet

2 Year Fixed Products

Product Rate APRC Max LTV End date Breaking cost
2 Year Fixed  **        2.30%   3.3%  60%  30/06/2022   Lower of 6 months gross interest or Breaking cost breakage formula if redeemed in full or part before end of fixed term
2 Year Fixed  ** 2.30% 3.5% 80% 30/06/2022 Lower of 6 months gross interest or Breaking cost breakage formula if redeemed in full or part before end of fixed term
2 Year Fixed  *** 2.30% 3.6% 90% 30/06/2022 Lower of 6 months gross interest or Breaking cost breakage formula if redeemed in full or part before end of fixed term
2 Year Fixed * 2.45% 3.4% 60% 30/06/2022 Lower of 6 months gross interest or Breaking cost breakage formula if redeemed in full or part before end of fixed term
2 Year Fixed * 2.45% 3.5% 80% 30/06/2022 Lower of 6 months gross interest or Breaking cost breakage formula if redeemed in full or part before end of fixed term
2 Year Fixed * 2.45% 3.7% 90% 30/06/2022 Lower of 6 months gross interest or Breaking cost breakage formula if redeemed in full or part before end of fixed term

***  First Time Buyer Only - Available only where customer within CBI maximum lending rules. Loan to Income up to 3.5 times.

**   Available only where customer within CBI maximum lending rules. Loan to Income up to 3.5 times.

*    Maximum Loan to Income that the Bank will allow based on affordability assessment.

4 Year Fixed Products

Product Rate APRC Max LTV End date Breaking cost
   4 Year Fixed  **          2.60% 3.2%   60% 30/06/2024 Lower of 6 months gross interest or Breaking cost breakage formula if redeemed in full or part before end of fixed term
  4 Year Fixed   ** 2.60% 3.4%   80% 30/06/2024 Lower of 6 months gross interest or Breaking cost breakage formula if redeemed in full or part before end of fixed term
  4 Year Fixed  *** 2.60% 3.5%   90% 30/06/2024 Lower of 6 months gross interest or Breaking cost breakage formula if redeemed in full or part before end of fixed term
  4 Year Fixed * 2.75% 3.3%   60% 30/06/2024 Lower of 6 months gross interest or Breaking cost breakage formula if redeemed in full or part before end of fixed term
  4 Year Fixed * 2.75% 3.4%   80% 30/06/2024 Lower of 6 months gross interest or Breaking cost breakage formula if redeemed in full or part before end of fixed term
  4 Year Fixed  * 2.75% 3.5%   90% 30/06/2024 Lower of 6 months gross interest or Breaking cost breakage formula if redeemed in full or part before end of fixed term

*** First Time Buyer Only - Available only where customer within CBI maximum lending rules. Loan to Income up to 3.5 times.

**  Available only where customer within CBI maximum lending rules. Loan to Income up to 3.5 times.

*   Maximum Loan to Income that the Bank will allow based on affordability assessment.

5 Year Fixed Products

Product Rate APRC Max LTV End date Breaking cost
5 Year Fixed   **          2.60% 3.2% 60% 30/06/2025  Lower of 6 months gross interest or Breaking cost breakage formula if redeemed in full or part before end of fixed term
5 Year Fixed   ** 2.60% 3.3% 80% 30/06/2025 Lower of 6 months gross interest or Breaking cost breakage formula if redeemed in full or part before end of fixed term
5 Year Fixed   *** 2.60% 3.4% 90% 30/06/2025 Lower of 6 months gross interest or Breaking cost breakage formula if redeemed in full or part before end of fixed term
5 Year Fixed * 2.75% 3.2% 60% 30/06/2025 Lower of 6 months gross interest or Breaking cost breakage formula if redeemed in full or part before end of fixed term
5 Year Fixed * 2.75% 3.3% 80% 30/06/2025 Lower of 6 months gross interest or Breaking cost breakage formula if redeemed in full or part before end of fixed term

5 Year Fixed *

2.75% 3.4% 90% 30/06/2025 Lower of 6 months gross interest or Breaking cost breakage formula if redeemed in full or part before end of fixed term
High Value 5 Year Fixed # 2.20% 3.0% 60% 30/06/2025 Lower of 6 months gross interest or Breaking cost breakage formula if redeemed in full or part before end of fixed term
High Value 5 Year Fixed # 2.20% 3.1% 80% 30/06/2025 Lower of 6 months gross interest or Breaking cost breakage formula if redeemed in full or part before end of fixed term

 *** First Time Buyer Only - Available only where customer within CBI maximum lending rules. Loan to Income up to 3.5 times.

  **  Available only where customer within CBI maximum lending rules. Loan to Income up to 3.5 times.

   *  Maximum Loan to Income that the Bank will allow based on affordability assessment.

    # High Value - Minimum Loan Amount €300,000

7 Year Fixed Products

Product Rate APRC Max LTV End date Breaking cost
7 Year Fixed    **             2.99%   3.3% 60% 30/06/2027 Lower of 6 months gross interest or Breaking cost breakage formula if redeemed in full or part before end of fixed term
7 Year Fixed    **   2.99%   3.4% 80% 30/06/2027 Lower of 6 months gross interest or Breaking cost breakage formula if redeemed in full or part before end of fixed term
7 Year Fixed    ***   2.99%   3.4% 90% 30/06/2027 Lower of 6 months gross interest or Breaking cost breakage formula if redeemed in full or part before end of fixed term
7 Year Fixed *   3.14%   3.4% 60% 30/06/2027 Lower of 6 months gross interest or Breaking cost breakage formula if redeemed in full or part before end of fixed term
7 Year Fixed *   3.14%   3.4% 80% 30/06/2027 Lower of 6 months gross interest or Breaking cost breakage formula if redeemed in full or part before end of fixed term
7 Year Fixed *   3.14%   3.5% 90% 30/06/2027 Lower of 6 months gross interest or Breaking cost breakage formula if redeemed in full or part before end of fixed term

*** First Time Buyer Only - Available only where customer within CBI maximum lending rules. Loan to Income up to 3.5 times.

**  Available only where customer within CBI maximum lending rules. Loan to Income up to 3.5 times.

*   Maximum Loan to Income that the Bank will allow based on affordability assessment

10 Year Fixed Products

Product Rate APRC Max LTV End date Breaking cost
10 Year Fixed ** 2.95% 3.2% 60% 30/06/2030  Lower of 6 months gross interest or Breaking cost breakage formula if redeemed in full or part before end of fixed term
10 Year Fixed ** 2.95% 3.2% 80% 30/06/2030  Lower of 6 months gross interest or Breaking cost breakage formula if redeemed in full or part before end of fixed term
10 Year Fixed *** 3.15% 3.4% 90% 30/06/2030  Lower of 6 months gross interest or Breaking cost breakage formula if redeemed in full or part before end of fixed term
10 Year Fixed * 3.25% 3.4%60% 30/06/2030Lower of 6 months gross interest or Breaking cost breakage formula if redeemed in full or part before end of fixed term
10 Year Fixed * 3.25% 3.4%80% 30/06/2030Lower of 6 months gross interest or Breaking cost breakage formula if redeemed in full or part before end of fixed term
10 Year Fixed * 3.25% 3.5% 90% 30/06/2030  Lower of 6 months gross interest or Breaking cost breakage formula if redeemed in full or part before end of fixed term

*** First Time Buyer Only - Available only where customer within CBI maximum lending rules. Loan to Income up to 3.5 times.

** Available only where customer within CBI maximum lending rules. Loan to Income up to 3.5 times.

* Maximum Loan to Income that the Bank will allow based on affordability assessment

Buy To Let

Product Rate APRC Max LTV End date Breaking cost
BTL 2 Year Fixed 4.50% 4.6% 60%* 30/06/2022 Lower of 6 months gross interest or Breaking cost breakage formula if redeemed in full or part before end of fixed term
BTL 2 Year Fixed 4.95% 4.7% 70%* 30/06/2022 Lower of 6 months gross interest or Breaking cost breakage formula if redeemed in full or part before end of fixed term
BTL 5 Year Fixed 4.95% 4.9% 60%* 30/06/2025 Lower of 6 months gross interest or Breaking cost breakage formula if redeemed in full or part before end of fixed term
BTL 5 Year Fixed 5.40% 5.1% 70%* 30/06/2025 Lower of 6 months gross interest or Breaking cost breakage formula if redeemed in full or part before end of fixed term

* Buy To Let products: 70% LTV is only permitted if the property being purchased is in the cities of Dublin, Cork, Galway or Limerick. Otherwise max LTV permitted is 50%