Intermediary

Income and Expenditure Verification

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Evidence of Income (EOI) and Bank Statements

Ulster Bank RI Current account holder statement requirements

customers should have maintained an account with us for a minimum of 3 months.

Ulster Bank Customer

must have either a live mortgage account or live bank account.

Certified EOI & Bank Statements

photocopies of required documentation must be fully certified copies of originals, i.e. stamped, dated and signed. When certified copies are enclosed only 1 of the copies needs to be stamped and signed as certified. However must specify number enclosed i.e. 1 of 4 or 1 of 6 etc. All pages must run consecutively and be numbered by provider. Most recent statements must be no more than 5 weeks old from date of application submission to Mortgage Centre.

a. Salary mandated to UB account

Three most recent payslip (weekly or monthly) If paid weekly, 4 payslips required.

b. Salary mandated to Non UB account

Three most recent payslip (weekly or monthly) and latest three months’ consecutive statements. If paid weekly, 4 payslips required.

c. Salary not mandated

Three most recent payslips (weekly or monthly) and latest three months’ consecutive statements. If paid weekly, 4 payslips required.

Best Practices:

  • If customer is paid in cash please supply most recent P60.
  • If net pay and/or tax deduction amounts are the same on each payslip please supply most recent P60.

Self Employed

  • latest 3 months’ consecutive personal bank statements verifying expenditure and
  • latest 3 months’ consecutive business bank statements (If business account is not with the Bank) and
  • 2 years finalised accounts AND
  • Tax Assessment forms confirming 2 years Key Data (must include tax returns and Revenue acceptance forms)