We are delighted to introduce further changes to our Credit Policy including enhancements to Macro Prudential limits in First Time Buyer (FTB) and Second and Subsequent Buyers (SSB) segments and we are implementing changes to our fixed rates for applications from 26th November 2020.

Please be advised of our final dates for receipt of documents and for funds release for closings prior to Christmas:

Improving home energy efficiency and helping our customers to reduce their own environmental impact is a leading priority for us. We are delighted to introduce our new four-year Green Mortgage, aimed at customers buying a home with a B2 Building Energy Rating (BER) or higher. Green Mortgage

Reminder: Pre-Christmas drawdowns– final dates for receipt of documents and funds issue

Please be advised of the following changes which come into immediate effect today Friday 12th July. Stress Testing and the simplification of our mortgage affordability calculator and some other toolkit changes.

​We are initiating changes to our Ulster Bank toolkit in order to manage our adherence to the CBI Mortgage Regulations for 2019. The change is to DSR parameters for Second and Subsequent Borrowers (SSB)seeking an LTV exception. The revised toolkit will be available from the 12th July on the Ulster Bank Intermediary website.