Given Ulster Bank's phased withdrawal from the Republic of Ireland, we have an important message on our main website

Lending into Retirement

Find details below

Customer Eligibility

  • Maximum age for application is 65 (as the minimum mortgage term 5 years). Maximum age for repayment is 70. Where a mortgage extends beyond normal retirement age, a customer should be able to demonstrate continued ability to service the loan by way of pension or alternative means.


  • Minimum of 5 years
  • Maximum of 35 years for loans ≤€500k
  • Maximum of 30 years for loans >€500k